Long term care insurance providers now take into account your parents' medical condition/ history when deciding how much they will charge you.. Genworth, one of the top insuranc eprovider for long term care has started rating applicants based in part, on the applicant's parents' medical histories.
The said insurance company has annouced that it would rate applicants based on wether their parent's suffered from early onset of heart disease before age 60 or dementia before age 70.
Read the full article here:
http://www.elderlawanswers.com/parents-medical-history-may-make-long-term-care-insurance-more-expensive-14812
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